@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;600;700&display=swap');
:root {
    --primary-color: #387b5b; /* Sagestone Teal */
    --accent-color: #ffb74d;  /* Orange */
    --dark-color: #263238;    /* Dark Gray */
    --light-color: #fafafa;   /* Light Gray */
    --light-bg: #d5e4d9; /* Sagestone Light Gray */
}
body {
    font-family: 'Poppins', sans-serif;
    margin: 0;
    background-color: var(--light-color);
    color: var(--dark-color);
    line-height: 1.6;
}

/* Header section menu highlighting */
.header a.highlighted-link {
  background-color: #387b5b; /* Sagestone Teal */
  color: #fff;
  padding: 8px 16px;
  border-radius: 50px;
  font-weight: 700;
  transition: background-color 0.3s ease, transform 0.3s ease;
}

.header a.highlighted-link:hover {
  background-color: #2b6146; /* Darker teal for hover */
  transform: translateY(-2px);
}
/* Headerstyle ends */

.container {
    max-width: 1200px;
    margin: auto;
    padding: 0 30px;
}
.header {
    background: #fff;
    padding: 1.5rem 0;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1000;
}
.header .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.logo {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--primary-color);
    text-decoration: none; /* Removes the underline from the link */
    display: flex;
    align-items: center;
}
.logo img {
    height: 50px; /* Adjusted logo size */
    margin-right: 12px; /* Adjusted spacing */
}
nav a {
    color: var(--dark-color);
    text-decoration: none;
    margin-left: 20px;
    font-weight: 600;
    transition: color 0.3s ease;
}
nav a:hover {
    color: var(--primary-color);
}
.logo-text { /* New rule to style the 'Sagestone' text */
    font-size: 2rem; /* Adjusted text size */
    font-weight: 700;
    color: var(--primary-color);
}
/* Hero Section Styling */
.hero-section {
    position: relative;
    height: 80vh;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    color: var(--light-color);
    background: linear-gradient(rgba(0, 0, 0, 0.4), rgba(0, 0, 0, 0.6)), url('https://i.postimg.cc/KvzPhzTy/7121.jpg') no-repeat center center/cover;
    background-size: cover;
    background-position: center;
    background-attachment: fixed; /* Parallax effect */
}
.hero-section h1 {
    font-size: 3rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: var(--light-color);
    text-shadow: 2px 2px 4px rgba(0, 0, 0, 0.7);
}
.hero-section p {
    font-size: 1.25rem;
    max-width: 600px;
    margin: 0 auto 2rem;
    color: var(--light-color);
    text-shadow: 1px 1px 2px rgba(0, 0, 0, 0.7);
}
.cta-button {
    background-color: var(--accent-color);
    color: var(--dark-color);
    padding: 12px 24px;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 700;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.2);
}
.cta-button:hover {
    transform: translateY(-3px);
    box-shadow: 0 6px 20px rgba(0, 0, 0, 0.3);
}
.hero {
    background-image: linear-gradient(rgba(0, 0, 0, 0.6), rgba(0, 0, 0, 0.6)), url('hero-bg.jpg');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    color: #fff;
    text-align: center;
    padding: 8rem 0;
    position: relative;
    overflow: hidden;
}
.hero h2 {
    font-size: 3.5rem;
    margin-bottom: 1rem;
    font-weight: 700;
}
.hero p {
    font-size: 1.25rem;
    max-width: 800px;
    margin: auto;
}
.hero .cta-button {
    display: inline-block;
    background: var(--accent-color);
    color: var(--dark-color);
    padding: 1.2rem 3rem;
    text-decoration: none;
    border-radius: 50px;
    font-weight: bold;
    font-size: 1.1rem;
    margin-top: 2.5rem;
    transition: transform 0.3s, box-shadow 0.3s;
}
.hero .cta-button:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 15px rgba(0,0,0,0.2);
}
.section {
    padding: 5rem 0;
    text-align: center;
}
.section-title {
    font-size: 2.5rem;
    color: var(--primary-color);
    margin-bottom: 1rem;
}
.section-subtitle {
    font-size: 1.1rem;
    color: #666;
    max-width: 100%;
    margin: 0 auto 3rem;
}
.tax-importance-section {
background-color: #fff;
padding: 2rem;
border-radius: 12px;
box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05);
margin-top: 2rem;
}

.tax-importance-text {
padding: 0;
}
.cards {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 30px;
}
.card {
    background: #fff;
    padding: 2.5rem;
    border-radius: 12px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.05);
    flex: 1 1 300px;
    max-width: 350px;
    text-align: left;
    transition: transform 0.3s;
    position: relative;
    overflow: hidden;
}
.card:hover {
    transform: translateY(-10px);
}
.card h3 {
    color: var(--dark-color);
    font-size: 1.6rem;
    margin-top: 0;
    display: flex;
    align-items: center;
}
.card h3 svg {
    margin-right: 15px;
    color: var(--accent-color);
}
.section-image {
    width: 100%;
    max-height: 500px; /* Adjust this value to your liking */
    object-fit: cover;  /* Ensures the image maintains its aspect ratio and covers the new height */
    border-radius: 12px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
    margin-bottom: 3rem;
}
.contact-form-section {
    background-color: #f8f8f8;
    padding: 5rem 0;
    text-align: center;
}
.contact-form-section .zoho-form-container {
    max-width: 800px;
    margin: 0 auto;
    border: 1px solid #ddd;
    border-radius: 12px;
    padding: 20px;
    background: #fff;
}
.contact-info {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 30px;
    margin-top: 40px;
}
.info-card {
    background-color: var(--light-bg);
    border-radius: 8px;
    padding: 30px;
    flex: 1 1 300px;
    max-width: 400px;
    box-shadow: 0 4px 15px rgba(0,0,0,0.08);
    transition: transform 0.3s;
}
.info-card:hover {
    transform: translateY(-5px);
}
.info-card h4 {
    color: var(--primary-color);
    font-size: 1.5rem;
    margin-top: 0;
}
.info-card p {
    margin: 5px 0;
    color: var(--dark-color);
}
.info-card a {
    color: var(--primary-color);
    text-decoration: none;
    font-weight: bold;
}
.info-card a:hover {
    text-decoration: underline;
}
/* NEW STYLES FOR ADDED SECTIONS */
.cta-buttons {
    display: flex;
    justify-content: center;
    gap: 20px;
    margin-bottom: 5rem;
    flex-wrap: wrap;
}
.cta-button.whatsapp {
    background-color: #25D366;
    color: #fff;
    padding: 1.2rem 3rem;
    border-radius: 50px;
    font-weight: bold;
    font-size: 1.1rem;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    transition: transform 0.3s, box-shadow 0.3s;
}
.cta-button.whatsapp:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 15px rgba(0,0,0,0.2);
}
.cta-button.whatsapp svg {
    margin-right: 10px;
}
.cta-button.book {
    background-color: var(--primary-color);
    color: #fff;
    padding: 1.2rem 3rem;
    border-radius: 50px;
    font-weight: bold;
    font-size: 1.1rem;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    transition: transform 0.3s, box-shadow 0.3s;
}
.cta-button.book:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 15px rgba(0,0,0,0.2);
}
.cta-button.book svg {
    margin-right: 10px;
}
.interactive-cards {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 30px;
}
.interactive-card {
    background: #fff;
    border-radius: 12px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.05);
    flex: 1 1 300px;
    max-width: 350px;
    text-align: center;
    padding: 2.5rem;
    transition: transform 0.3s;
    cursor: pointer;
}
.interactive-card:hover {
    transform: translateY(-10px);
}
.interactive-card h4 {
    color: var(--dark-color);
    font-size: 1.5rem;
}
.interactive-card p {
    color: #666;
}
.footer {
    background: var(--dark-color);
    color: #fff;
    padding: 4rem 0 2rem;
    text-align: left;
}
.footer-content {
    display: flex;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 40px;
}
.footer-logo h2 {
    font-size: 2rem;
    color: var(--accent-color);
    margin-bottom: 1rem;
}
.footer-links-col {
    min-width: 150px;
}
.footer-links-col h4 {
    font-size: 1.2rem;
    color: #fff;
    margin-bottom: 1rem;
}
.footer-links-col a {
    display: block;
    color: #ccc;
    text-decoration: none;
    margin-bottom: 10px;
    transition: color 0.3s;
}
.footer-links-col a:hover {
    color: var(--accent-color);
}
.footer-contact p, .footer-contact a {
    color: #ccc;
    text-decoration: none;
    margin-bottom: 10px;
}
.footer-contact a:hover {
    color: var(--accent-color);
}
.social-icons a {
    margin-right: 15px;
    color: #fff;
    font-size: 1.5rem;
    transition: color 0.3s;
}
.social-icons a:hover {
    color: var(--accent-color);
}
.footer-bottom {
    border-top: 1px solid #444;
    margin-top: 3rem;
    padding-top: 1.5rem;
    text-align: center;
    color: #888;
}
/* 1. Target the anchor tags within the social-icons block */
.social-icons a {
    text-decoration: none !important; /* Forces the underline off for ALL links */
    border: none;
    /* Optional: Sets the links to behave like a standard block for better layout consistency */
    display: inline-block; 
}

/* 2. Ensure the image inside the link is not causing issues */
.social-icons a img {
    border: none;
    vertical-align: middle; /* Fixes possible baseline alignment issues */
}

@media (max-width: 1024px) {
  .contact-tile {
    margin-right: 30px;
    margin-left: clamp(35%, 35vw, 45%);
    max-width: 90%;
    padding: 25px;
  }
}

@media (max-width: 768px) {
    .hero h2 { font-size: 2.5rem; }
    .section-title { font-size: 2rem; }

    /* Key change: Use flex-wrap and center items */
    .cards, .interactive-cards, .contact-info {
        justify-content: center;
    }
    /* Make cards and other elements center on small screens */
    .card, .interactive-card, .info-card {
        margin-left: auto;
        margin-right: auto;
    }
    /* Stack these elements as columns on small screens */
    .cta-buttons, .footer-content {
        flex-direction: column;
    }
    /* Ensure full width for these elements when stacked */
    .cta-button, .footer-links-col {
        width: 100%;
        margin-bottom: 20px;
    }
    /* Stack header links vertically on small screens */
    .main-nav {
    	flex-direction: column;
   	 align-items: center;
   	 gap: 12px;
    	padding-top: 20px;
    }

    /* Make each link full-width and centered */
    .main-nav a {
    	display: block;
    	width: 100%;
    	text-align: center;
    }

    /* Optional: tweak highlighted link for mobile */
    .main-nav a.highlighted-link {
     width: auto;
     margin-top: 10px;
    }
#contact.contact-section.white-bg-section {
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 40px 20px;
  }

  .contact-tile {
    margin: 0 auto;
    max-width: 90%;
    padding: 20px;
  }

  .contact-buttons-plain {
    align-items: center;
  }
}
.interactive-image-container {
    position: relative;
    margin: 0 auto 3rem;
    max-width: 800px;
    overflow: hidden;
    border-radius: 12px;
}
.interactive-image {
    width: 100%;
    display: block;
}
.interactive-image-text {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    color: white;
    text-align: center;
    background-color: rgba(0, 0, 0, 0.6);
    padding: 2rem;
    border-radius: 10px;
    opacity: 0;
    transition: opacity 0.5s ease;
}
.interactive-image-container:hover .interactive-image-text {
    opacity: 1;
}
.interactive-image-text h3 {
    margin: 0;
    font-size: 2rem;
}
.interactive-image-text p {
    font-size: 1rem;
}
/* Styles for the modal (pop-up) */
.modal {
    display: none; /* Hidden by default */
    position: fixed; /* Stay in place */
    z-index: 1000; /* Sit on top */
    left: 0;
    top: 0;
    width: 100%; /* Full width */
    height: 100%; /* Full height */
    overflow: auto; /* Enable scroll if needed */
    background-color: rgba(0,0,0,0.4); /* Black w/ opacity */
    justify-content: center;
    align-items: center;
}
.modal-content {
    background-color: #fefefe;
    padding: 20px;
    border-radius: 12px;
    width: 90%;
    max-width: 500px;
    position: relative;
    box-shadow: 0 4px 15px rgba(0,0,0,0.2);
    animation-name: animatetop;
    animation-duration: 0.4s;
    margin: 0;
}
@keyframes animatetop {
    from {top: -300px; opacity: 0}
    to {top: 0; opacity: 1}
}
.close-btn {
    color: #aaa;
    float: right;
    font-size: 28px;
    font-weight: bold;
    cursor: pointer;
}
.close-btn:hover,
.close-btn:focus {
    color: black;
    text-decoration: none;
    cursor: pointer;
}
.calculator-form {
    display: flex;
    flex-direction: column;
    gap: 15px;
}
.calculator-form label {
    display: block;
    margin-bottom: 5px;
    font-weight: 600;
}
.calculator-form input {
    width: 100%;
    padding: 10px;
    border: 1px solid #ccc;
    border-radius: 8px;
    box-sizing: border-box;
    font-family: 'Poppins', sans-serif;
}
.calculator-form button {
    background-color: var(--primary-color);
    color: white;
    padding: 12px;
    border: none;
    border-radius: 8px;
    cursor: pointer;
    font-size: 1rem;
    font-weight: 600;
    transition: background-color 0.3s;
}
.calculator-form button:hover {
    background-color: #2b6146;
}
.calculator-result {
    margin-top: 20px;
    padding: 15px;
    background-color: var(--light-bg);
    border-radius: 8px;
    font-weight: 600;
}
        .calculator-cards-container {
            display: flex;
            flex-wrap: wrap;
            gap: 20px;
            align-items: stretch;
        }

        .calculator-card {
            background-color: var(--light-bg);
            border-radius: 8px;
            padding: 30px;
            flex: 1;
            box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
            min-width: 300px;
            display: flex;
            flex-direction: column;
        }
        
        .calculator-card.right-card {
            background-color: #fff;
        }
        
        .calculator-card.left-card {
            background-image: url('https://placehold.co/600x400/387b5b/ffffff?text=Financial+Planning');
            background-size: cover;
            background-position: center;
            position: relative;
        }

        .calculator-card.left-card::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            background-color: rgba(0, 0, 0, 0.4);
            z-index: 1;
            border-radius: 15px;
        }

        .calculator-card.left-card .card-content {
            position: relative;
            z-index: 2;
            color: white;
        }
        .calculator-card .card-mask {
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            background-color: rgba(0, 0, 0, 0.1);
            border-radius: 15px;
            z-index: 1;
        }
        
        .calculator-card.left-card h3, .calculator-card.left-card p {
            color: var(--dark-color);
        }

 /* This CSS demonstrates how to align the bell icon with the text.
    You can copy this into your main stylesheet or directly into your HTML's style tag.
    */
     .icon-with-tip {
        display: flex; /* Aligns the icon and text in a row */
        align-items: center; /* Vertically centers the items */
        gap: 8px; /* Adds space between the icon and text */
    }
    .bell-icon {
        /* Optional styling for the bell itself */
        color: var(--primary-color);
    }
    .tip-text {
        font-size: 0.9rem;
        color: var(--dark-color); /* Changed color for better visibility */
        font-weight: 600; /* Added font weight for emphasis */
        margin-top: 16px; /* Increased the top margin for more space */
    }
    /* FAQ Section Styles */
        .faq-item {
            background-color: #fff;
            margin-bottom: 15px;
            border-radius: 8px;
            box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
            overflow: hidden;
        }
        
        .faq-question {
            padding: 20px;
            font-weight: 600;
            cursor: pointer;
            display: flex;
            justify-content: space-between;
            align-items: center;
            background-color: var(--light-bg);
            border-bottom: 1px solid #ccc;
            transition: background-color 0.2s;
        }

        .faq-question:hover {
            background-color: #c5d5c9;
        }
        
        .faq-question::after {
            content: '+';
            font-size: 1.5rem;
            transition: transform 0.3s;
        }
        
        .faq-item.active .faq-question::after {
            content: '-';
            transform: rotate(180deg);
        }
        
        .faq-answer {
            padding: 0 20px;
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.3s ease-out, padding 0.3s ease-out;
            color: #555;
        }

        .faq-item.active .faq-answer {
            max-height: 500px; /* Adjust as needed for content */
            padding: 20px;
        }

        .faq-answer p {
            margin: 0;
        }
         /* Tax Tables Section */
        .tax-table-container {
            overflow-x: auto;
            border-radius: 8px;
            box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
        }
        
        .tax-table {
            width: 100%;
            border-collapse: collapse;
            background-color: #fff;
        }
        
        .tax-table th, .tax-table td {
            padding: 15px;
            text-align: left;
            border-bottom: 1px solid #ddd;
        }
        
        .tax-table th {
            background-color: var(--primary-color);
            color: white;
            font-weight: 600;
        }
        
        .tax-table tbody tr:hover {
            background-color: var(--light-bg);
        }
        
        /* Tax-specific styles */
        .long-term {
            background-color: #e6f7ec;
        }
        
        .short-term {
            background-color: #fff3e6;
        }
        
        /* Calculator Section */
        .calculator-section {
            background-color: #fff;
            border-radius: 12px;
            box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
            padding: 40px;
            margin-top: 40px;
        }
        
        .calculator-form .form-group {
            margin-bottom: 15px;
        }
        
        .calculator-form label {
            display: block;
            margin-bottom: 5px;
            font-weight: 600;
        }
        
        .calculator-form input,
        .calculator-form select {
            width: 100%;
            padding: 10px;
            border: 1px solid #ccc;
            border-radius: 8px;
            box-sizing: border-box;
            font-family: 'Poppins', sans-serif;
        }
        
        .calculator-form button {
            background-color: var(--primary-color);
            color: white;
            padding: 12px;
            border: none;
            border-radius: 8px;
            cursor: pointer;
            font-size: 1rem;
            font-weight: 600;
            transition: background-color 0.3s;
        }
        
        .calculator-form button:hover {
            background-color: #2b6146;
        }
        
        .calculator-result {
            margin-top: 20px;
            padding: 15px;
            background-color: var(--light-bg);
            border-radius: 8px;
            font-weight: 600;
            border: 1px solid #c5d5c9;
        }
        
        /* Disclaimer Section */
        .disclaimer-section {
            background-color: var(--light-bg);
            padding: 30px;
            border-radius: 12px;
            margin-top: 40px;
            border: 1px solid #c5d5c9;
        }
        
        .disclaimer-section p {
            margin-bottom: 15px;
            color: #555;
        }
	
/* Contact US 2 */
/* New Section Styles for the Two-Column Layout */
	.contact-section.white-bg-section {
    	background-color: var(--light-color);
    	padding: 5rem 0;
	}
/* New suggestion */
.contact-two-column-layout {
    display: flex;
    justify-content: space-between;
    align-items: stretch;
    gap: 40px;
    flex-wrap: nowrap;
}

.contact-image-tile,
.contact-text-tile {
    flex: 1 1 45%;
    max-width: 45%;
}
/* New suggestion end */

	.contact-image-portrait {
    	max-width: 100%;
    	height: auto;
    	display: block;
    	border-radius: 8px;
    	object-fit: cover;
    	max-height: 400px;
	}

	.contact-text-tile {
    	display: flex;
    	flex-direction: column;
    	justify-content: center;
    	text-align: left;
	}

	.contact-tile-heading {
    	color: var(--primary-color);
    	font-size: 2rem;
    	margin-top: 0;
   	 margin-bottom: 0.5rem;
	}

	.contact-tile-subheading {
    	font-size: 1.1rem;
    	color: var(--dark-color);
    	margin-bottom: 2rem;
	}

	.contact-buttons-plain {
    	display: flex;
    	flex-direction: column;
    	gap: 15px;
	}

/* Style for the plain buttons */
.plain-cta-button {
    color: var(--primary-color);
    text-decoration: none;
    font-weight: 600;
    transition: color 0.3s ease;
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 0;
}

.plain-cta-button:hover {
    color: var(--accent-color);
}
/* Contact Section with Background */
#contact.contact-section.white-bg-section {
  background-image: url('images/contact.jpg');
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  padding: 30px;
  color: #fff;
  position: relative;
  z-index: 1;

  display: flex;
  justify-content: flex-end; /* aligns tile to the right */
  align-items: center;
  min-height: 500px;
}
/* Tile Styling */
.contact-tile {
  background-color: rgba(255, 255, 255, 0.85);
  padding: 30px;
  border-radius: 12px;
  text-align: left;
  color: #000;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);

  max-width: 500px;
  width: 100%;
  margin-right: 60px;

  /* Prevent tile from entering left 30% */
  margin-left: clamp(30%, 30vw, 40%);
}
/* Button for Risk Profile Test */
.ready-btn {
    display: inline-block;
    width: auto; /* Prevent full-width stretch */
    max-width: fit-content; /* Optional: ensures it never overflows */
    padding: 10px 20px;
    font-size: 1rem;
    font-weight: 600;
    color: #fff;
    background-color: #387b5b;
    border: none;
    border-radius: 6px;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.15);
    cursor: pointer;
    transition: background-color 0.3s ease, transform 0.2s ease, box-shadow 0.3s ease;
}

.ready-btn:hover {
    background-color: #387b5b;
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.2); /* Slightly deeper on hover */
}
.modal.hidden {
    display: none;
}
/* style.css or index.css */
.risk-modal {
  position: fixed;
  z-index: 1000;
  left: 0;
  top: 0;
  width: 100%;
  height: 100vh;
  background-color: rgba(0,0,0,0.7);
/*  justify-content: center;
    display: flex;
    align-items: center;  */
}

.risk-modal.show {
  display: flex;
}

.risk-modal-content {
  background-color: white;
  padding: 32px;
  border-radius: 8px;
  width: 90%;
  max-width: 900px;
}
.large-modal {
    max-width: 900px; /* Ensures the large modal is the correct width */
}

.risk-card {
    background-color: var(--light-color);
    color: var(--dark-color);
    border: none;
    padding: 24px;
    border-radius: 8px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05);
    transition: box-shadow 0.3s ease, transform 0.3s ease;
    cursor: pointer;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    text-align: center;
    gap: 16px;
}

.risk-card:hover {
    background-color: #f0f0f0;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    transform: translateY(-5px);
}

.risk-card h3 {
    color: var(--dark-color);
}

.risk-card p {
    color: #666;
}